X

Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Current FHA Mortgage Rates in UT - Utah FHA Mortgage

Utah Mortgages

2024 FHA Loan Limits for Utah

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Utah are below.

Select County
County Name One Family Two Family Three Family Four Family
Beaver One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Box Elder One Family$744,050 Two Family$952,500 Three Family$1,151,400 Four Family$1,430,900
Cache One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Carbon One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Daggett One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Davis One Family$744,050 Two Family$952,500 Three Family$1,151,400 Four Family$1,430,900
Duchesne One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Emery One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Garfield One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Grand One Family$607,200 Two Family$777,300 Three Family$939,600 Four Family$1,167,700
Iron One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Juab One Family$601,450 Two Family$769,950 Three Family$930,700 Four Family$1,156,650
Kane One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Millard One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Morgan One Family$744,050 Two Family$952,500 Three Family$1,151,400 Four Family$1,430,900
Piute One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Rich One Family$579,600 Two Family$742,000 Three Family$896,900 Four Family$1,114,650
Salt Lake One Family$619,850 Two Family$793,500 Three Family$959,200 Four Family$1,192,050
San Juan One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Sanpete One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Sevier One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Summit One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Tooele One Family$619,850 Two Family$793,500 Three Family$959,200 Four Family$1,192,050
Uintah One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Utah One Family$601,450 Two Family$769,950 Three Family$930,700 Four Family$1,156,650
Wasatch One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Washington One Family$593,400 Two Family$759,650 Three Family$918,250 Four Family$1,141,150
Wayne One Family$997,050 Two Family$1,276,400 Three Family$1,542,900 Four Family$1,917,450
Weber One Family$744,050 Two Family$952,500 Three Family$1,151,400 Four Family$1,430,900

Mortgage Rates by State

Add to Homescreen?
✓
X
X
Install this web app on your phone :tap and then Add to homescreen