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Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Current FHA Mortgage Rates in WI- Wisconsin FHA Mortgage

Wisconsin Mortgages

2024 FHA Loan Limits for Wisconsin

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Wisconsin are below.

Select County
County Name One Family Two Family Three Family Four Family
Adams One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Ashland One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Barron One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bayfield One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Brown One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Buffalo One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Burnett One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Calumet One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Chippewa One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Clark One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Columbia One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Crawford One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dane One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dodge One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Door One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Douglas One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dunn One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Eau Claire One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Florence One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Fond Du Lac One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Forest One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Grant One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Green One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Green Lake One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Iowa One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Iron One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jackson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jefferson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Juneau One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Kenosha One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Kewaunee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
La Crosse One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lafayette One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Langlade One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lincoln One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Manitowoc One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Marathon One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Marinette One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Marquette One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Menominee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Milwaukee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Monroe One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Oconto One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Oneida One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Outagamie One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Ozaukee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pepin One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pierce One Family$515,200 Two Family$659,550 Three Family$797,250 Four Family$990,800
Polk One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Portage One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Price One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Racine One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Richland One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Rock One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Rusk One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Sauk One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Sawyer One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Shawano One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Sheboygan One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
St. Croix One Family$515,200 Two Family$659,550 Three Family$797,250 Four Family$990,800
Taylor One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Trempealeau One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Vernon One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Vilas One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Walworth One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Washburn One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Washington One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Waukesha One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Waupaca One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Waushara One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Winnebago One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Wood One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350

Mortgage Rates by State

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