Current FHA Mortgage Rates in MT - Montana FHA Mortgage

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Montana are below.

County Name	One Family	Two Family	Three Family	Four Family

Beaverhead	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Big Horn	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Blaine	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Broadwater	One Family$499,100	Two Family$638,950	Three Family$772,300	Four Family$959,800
Carbon	One Family$754,400	Two Family$965,750	Three Family$1,167,400	Four Family$1,450,800
Carter	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Cascade	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Chouteau	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Custer	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Daniels	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Dawson	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Deer Lodge	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Fallon	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Fergus	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Flathead	One Family$558,900	Two Family$715,500	Three Family$864,850	Four Family$1,074,800
Gallatin	One Family$718,750	Two Family$920,150	Three Family$1,112,250	Four Family$1,382,250
Garfield	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Glacier	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Golden Valley	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Granite	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Hill	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Jefferson	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Judith Basin	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Lake	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Lewis And Clark	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Liberty	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Lincoln	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Madison	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Mccone	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Meagher	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Mineral	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Missoula	One Family$546,250	Two Family$699,300	Three Family$845,300	Four Family$1,050,500
Musselshell	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Park	One Family$563,500	Two Family$721,400	Three Family$872,000	Four Family$1,083,650
Petroleum	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Phillips	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Pondera	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Powder River	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Powell	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Prairie	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Ravalli	One Family$504,850	Two Family$646,300	Three Family$781,200	Four Family$970,850
Richland	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Roosevelt	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Rosebud	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Sanders	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Sheridan	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Silver Bow	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Stillwater	One Family$754,400	Two Family$965,750	Three Family$1,167,400	Four Family$1,450,800
Sweet Grass	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Teton	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Toole	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Treasure	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Valley	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Wheatland	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Wibaux	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Yellowstone	One Family$754,400	Two Family$965,750	Three Family$1,167,400	Four Family$1,450,800

Current FHA Mortgage Rates in MT - Montana FHA Mortgage

Montana Mortgages

2024 FHA Loan Limits for Montana

Mortgage Rates by State