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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in OK - Oklahoma FHA Mortgage

Oklahoma Mortgages

2024 FHA Loan Limits for Oklahoma

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Oklahoma are below.

Select County
County Name One Family Two Family Three Family Four Family
Adair One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Alfalfa One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Atoka One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Beaver One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Beckham One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Blaine One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bryan One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Caddo One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Canadian One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Carter One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cherokee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Choctaw One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cimarron One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cleveland One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Coal One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Comanche One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cotton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Craig One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Creek One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Custer One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Delaware One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dewey One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Ellis One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Garfield One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Garvin One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Grady One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Grant One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Greer One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Harmon One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Harper One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Haskell One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Hughes One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jackson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jefferson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Johnston One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Kay One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Kingfisher One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Kiowa One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Latimer One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Le Flore One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lincoln One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Logan One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Love One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Major One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Marshall One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Mayes One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Mcclain One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Mccurtain One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Mcintosh One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Murray One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Muskogee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Noble One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Nowata One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Okfuskee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Oklahoma One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Okmulgee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Osage One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Ottawa One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pawnee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Payne One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pittsburg One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pontotoc One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pottawatomie One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pushmataha One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Roger Mills One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Rogers One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Seminole One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Sequoyah One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Stephens One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Texas One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Tillman One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Tulsa One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Wagoner One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Washington One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Washita One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Woods One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Woodward One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350

Mortgage Rates by State

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