Current FHA Mortgage Rates in KS - Kansas FHA Mortgage

Kansas Mortgages

2025 FHA Loan Limits for Kansas

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2025 FHA loan limits for each county in Kansas are below.

County Name One Family Two Family Three Family Four Family
Allen One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Anderson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Atchison One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Barber One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Barton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bourbon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Brown One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Butler One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Chase One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Chautauqua One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cherokee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cheyenne One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clark One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clay One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cloud One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Coffey One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Comanche One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cowley One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Crawford One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Decatur One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dickinson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Doniphan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Douglas One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Edwards One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Elk One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ellis One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ellsworth One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Finney One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ford One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Franklin One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Geary One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Gove One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Graham One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Grant One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Gray One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Greeley One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Greenwood One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Hamilton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Harper One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Harvey One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Haskell One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Hodgeman One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jackson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jefferson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jewell One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Johnson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Kearny One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Kingman One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Kiowa One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Labette One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lane One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Leavenworth One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lincoln One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Linn One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Logan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lyon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Marion One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Marshall One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mcpherson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Meade One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Miami One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mitchell One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Montgomery One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Morris One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Morton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Nemaha One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Neosho One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ness One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Norton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Osage One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Osborne One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ottawa One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pawnee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Phillips One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pottawatomie One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pratt One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Rawlins One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Reno One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Republic One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Rice One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Riley One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Rooks One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Rush One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Russell One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Saline One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Scott One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sedgwick One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Seward One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Shawnee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sheridan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sherman One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Smith One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Stafford One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Stanton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Stevens One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sumner One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Thomas One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Trego One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wabaunsee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wallace One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Washington One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wichita One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wilson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Woodson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wyandotte One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
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