X

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in GA - Georgia FHA Mortgage

Georgia Mortgages

2024 FHA Loan Limits for Georgia

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Georgia are below.

Select County
County Name One Family Two Family Three Family Four Family
Appling One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Atkinson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bacon One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Baker One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Baldwin One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Banks One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Barrow One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Bartow One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Ben Hill One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Berrien One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bibb One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bleckley One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Brantley One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Brooks One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bryan One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bulloch One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Burke One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Butts One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Calhoun One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Camden One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Candler One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Carroll One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Catoosa One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Charlton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Chatham One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Chattahoochee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Chattooga One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cherokee One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Clarke One Family$546,250 Two Family$699,300 Three Family$845,300 Four Family$1,050,500
Clay One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Clayton One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Clinch One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cobb One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Coffee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Colquitt One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Columbia One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cook One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Coweta One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Crawford One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Crisp One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dade One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dawson One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Decatur One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dekalb One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Dodge One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dooly One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dougherty One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Douglas One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Early One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Echols One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Effingham One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Elbert One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Emanuel One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Evans One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Fannin One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Fayette One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Floyd One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Forsyth One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Franklin One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Fulton One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Gilmer One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Glascock One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Glynn One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Gordon One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Grady One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Greene One Family$529,000 Two Family$677,200 Three Family$818,600 Four Family$1,017,300
Gwinnett One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Habersham One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Hall One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Hancock One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Haralson One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Harris One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Hart One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Heard One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Henry One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Houston One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Irwin One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jackson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jasper One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Jeff Davis One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jefferson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jenkins One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Johnson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jones One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lamar One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Lanier One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Laurens One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Liberty One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lincoln One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Long One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lowndes One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lumpkin One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Macon One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Madison One Family$546,250 Two Family$699,300 Three Family$845,300 Four Family$1,050,500
Marion One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Mcduffie One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Mcintosh One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Meriwether One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Miller One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Mitchell One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Monroe One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Montgomery One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Morgan One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Murray One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Muscogee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Newton One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Oconee One Family$546,250 Two Family$699,300 Three Family$845,300 Four Family$1,050,500
Oglethorpe One Family$546,250 Two Family$699,300 Three Family$845,300 Four Family$1,050,500
Paulding One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Peach One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pickens One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Pierce One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pike One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Polk One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pulaski One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Putnam One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Quitman One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Rabun One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Randolph One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Richmond One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Rockdale One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Schley One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Screven One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Seminole One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Spalding One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Stephens One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Stewart One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Sumter One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Talbot One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Taliaferro One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Tattnall One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Taylor One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Telfair One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Terrell One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Thomas One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Tift One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Toombs One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Towns One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Treutlen One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Troup One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Turner One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Twiggs One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Union One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Upson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Walker One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Walton One Family$649,750 Two Family$831,800 Three Family$1,005,450 Four Family$1,249,550
Ware One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Warren One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Washington One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Wayne One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Webster One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Wheeler One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
White One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Whitfield One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Wilcox One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Wilkes One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Wilkinson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Worth One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350

Mortgage Rates by State

Add to Homescreen?
✓
X
X
Install this web app on your phone :tap and then Add to homescreen