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Just for fun: Check out Can this home price trend predict pick the next NFL Champion?

Just for fun: Check out Can this home price trend predict pick the next NFL Champion?

Current FHA Mortgage Rates in SC - South Carolina FHA Mortgag

South Carolina Mortgages

2025 FHA Loan Limits for South Carolina

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2025 FHA loan limits for each county in South Carolina are below.

Select County
County Name One Family Two Family Three Family Four Family
Abbeville One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Aiken One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Allendale One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Anderson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bamberg One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Barnwell One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Beaufort One Family$609,500 Two Family$780,250 Three Family$943,150 Four Family$1,172,150
Berkeley One Family$632,500 Two Family$809,700 Three Family$978,750 Four Family$1,216,350
Calhoun One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Charleston One Family$632,500 Two Family$809,700 Three Family$978,750 Four Family$1,216,350
Cherokee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Chester One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Chesterfield One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clarendon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Colleton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Darlington One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dillon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dorchester One Family$632,500 Two Family$809,700 Three Family$978,750 Four Family$1,216,350
Edgefield One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Fairfield One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Florence One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Georgetown One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Greenville One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Greenwood One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Hampton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Horry One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jasper One Family$609,500 Two Family$780,250 Three Family$943,150 Four Family$1,172,150
Kershaw One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lancaster One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Laurens One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lexington One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Marion One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Marlboro One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mccormick One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Newberry One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Oconee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Orangeburg One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pickens One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Richland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Saluda One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Spartanburg One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sumter One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Union One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Williamsburg One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
York One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300

Mortgage Rates by State

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