Current FHA Mortgage Rates in NV - Nevada FHA Mortgage

Nevada Mortgages

2024 FHA Loan Limits for Nevada

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Nevada are below.

County Name One Family Two Family Three Family Four Family
Carson City One Family$510,600 Two Family$653,650 Three Family$790,100 Four Family$981,950
Churchill One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Clark One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Douglas One Family$657,800 Two Family$842,100 Three Family$1,017,900 Four Family$1,265,000
Elko One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Esmeralda One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Eureka One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Humboldt One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lander One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lincoln One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lyon One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Mineral One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Nye One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pershing One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Storey One Family$621,000 Two Family$795,000 Three Family$960,950 Four Family$1,194,250
Washoe One Family$621,000 Two Family$795,000 Three Family$960,950 Four Family$1,194,250
White Pine One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
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