Current FHA Mortgage Rates in IA - Iowa FHA Mortgage

Iowa Mortgages

2024 FHA Loan Limits for Iowa

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Iowa are below.

Select County

County Name	One Family	Two Family	Three Family	Four Family

Adair	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Adams	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Allamakee	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Appanoose	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Audubon	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Benton	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Black Hawk	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Boone	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Bremer	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Buchanan	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Buena Vista	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Butler	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Calhoun	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Carroll	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Cass	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Cedar	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Cerro Gordo	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Cherokee	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Chickasaw	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Clarke	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Clay	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Clayton	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Clinton	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Crawford	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Dallas	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Davis	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Decatur	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Delaware	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Des Moines	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Dickinson	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Dubuque	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Emmet	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Fayette	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Floyd	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Franklin	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Fremont	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Greene	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Grundy	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Guthrie	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Hamilton	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Hancock	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Hardin	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Harrison	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Henry	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Howard	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Humboldt	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Ida	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Iowa	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Jackson	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Jasper	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Jefferson	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Johnson	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Jones	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Keokuk	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Kossuth	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Lee	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Linn	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Louisa	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Lucas	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Lyon	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Madison	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Mahaska	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Marion	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Marshall	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Mills	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Mitchell	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Monona	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Monroe	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Montgomery	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Muscatine	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
O'brien	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Osceola	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Page	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Palo Alto	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Plymouth	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Pocahontas	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Polk	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Pottawattamie	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Poweshiek	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Ringgold	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Sac	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Scott	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Shelby	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Sioux	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Story	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Tama	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Taylor	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Union	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Van Buren	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Wapello	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Warren	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Washington	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Wayne	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Webster	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Winnebago	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Winneshiek	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Woodbury	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Worth	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Wright	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350

Current FHA Mortgage Rates in IA - Iowa FHA Mortgage

Iowa Mortgages

2024 FHA Loan Limits for Iowa

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