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Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Current FHA Mortgage Rates in AR - Arkansas FHA Mortgage

Arkansas Mortgages

2024 FHA Loan Limits for Arkansas

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Arkansas are below.

Select County
County Name One Family Two Family Three Family Four Family
Arkansas One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Ashley One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Baxter One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Benton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Boone One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bradley One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Calhoun One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Carroll One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Chicot One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Clark One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Clay One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cleburne One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cleveland One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Columbia One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Conway One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Craighead One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Crawford One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Crittenden One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cross One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dallas One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Desha One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Drew One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Faulkner One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Franklin One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Fulton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Garland One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Grant One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Greene One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Hempstead One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Hot Spring One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Howard One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Independence One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Izard One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jackson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jefferson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Johnson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lafayette One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lawrence One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lincoln One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Little River One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Logan One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lonoke One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Madison One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Marion One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Miller One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Mississippi One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Monroe One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Montgomery One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Nevada One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Newton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Ouachita One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Perry One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Phillips One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pike One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Poinsett One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Polk One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pope One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Prairie One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pulaski One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Randolph One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Saline One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Scott One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Searcy One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Sebastian One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Sevier One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Sharp One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
St. Francis One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Stone One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Union One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Van Buren One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Washington One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
White One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Woodruff One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Yell One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350

Mortgage Rates by State

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