X

Just for fun: Check out Can this home price trend predict pick the next NFL Champion?

Just for fun: Check out Can this home price trend predict pick the next NFL Champion?

Current FHA Mortgage Rates in PA - Pennsylvania FHA mortgage

Pennsylvania Mortgages

2025 FHA Loan Limits for Pennsylvania

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2025 FHA loan limits for each county in Pennsylvania are below.

Select County
County Name One Family Two Family Three Family Four Family
Adams One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Allegheny One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Armstrong One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Beaver One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bedford One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Berks One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Blair One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bradford One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bucks One Family$594,550 Two Family$761,150 Three Family$920,050 Four Family$1,143,400
Butler One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cambria One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cameron One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Carbon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Centre One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Chester One Family$594,550 Two Family$761,150 Three Family$920,050 Four Family$1,143,400
Clarion One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clearfield One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clinton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Columbia One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Crawford One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cumberland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dauphin One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Delaware One Family$594,550 Two Family$761,150 Three Family$920,050 Four Family$1,143,400
Elk One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Erie One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Fayette One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Forest One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Franklin One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Fulton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Greene One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Huntingdon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Indiana One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jefferson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Juniata One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lackawanna One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lancaster One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lawrence One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lebanon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lehigh One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Luzerne One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lycoming One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mckean One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mercer One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mifflin One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Monroe One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Montgomery One Family$594,550 Two Family$761,150 Three Family$920,050 Four Family$1,143,400
Montour One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Northampton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Northumberland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Perry One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Philadelphia One Family$594,550 Two Family$761,150 Three Family$920,050 Four Family$1,143,400
Pike One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Potter One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Schuylkill One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Snyder One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Somerset One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sullivan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Susquehanna One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Tioga One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Union One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Venango One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Warren One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Washington One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wayne One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Westmoreland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wyoming One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
York One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300

Mortgage Rates by State

Add to Homescreen?
✓
X
X
Install this web app on your phone :tap and then Add to homescreen