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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in LA - Louisiana FHA Mortgage

Louisiana Mortgages

2024 FHA Loan Limits for Louisiana

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each parish in Louisiana are below.

Select County
County Name One Family Two Family Three Family Four Family
Acadia One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Allen One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Ascension One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Assumption One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Avoyelles One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Beauregard One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bienville One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bossier One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Caddo One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Calcasieu One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Caldwell One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cameron One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Catahoula One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Claiborne One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Concordia One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
De Soto One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
East Baton Roug One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
East Carroll One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
East Feliciana One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Evangeline One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Franklin One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Grant One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Iberia One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Iberville One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jackson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jefferson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jefferson Davis One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lafayette One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lafourche One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lasalle One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lincoln One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Livingston One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Madison One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Morehouse One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Natchitoches One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Orleans One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Ouachita One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Plaquemines One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pointe Coupee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Rapides One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Red River One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Richland One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Sabine One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
St. Bernard One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
St. Charles One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
St. Helena One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
St. James One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
St. John The Ba One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
St. Landry One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
St. Martin One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
St. Mary One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
St. Tammany One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Tangipahoa One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Tensas One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Terrebonne One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Union One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Vermilion One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Vernon One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Washington One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Webster One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
West Baton Roug One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
West Carroll One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
West Feliciana One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Winn One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350

Mortgage Rates by State

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