Current FHA Mortgage Rates in OH - Ohio FHA Mortgage

Ohio Mortgages

2024 FHA Loan Limits for Ohio

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Ohio are below.

Select County

County Name	One Family	Two Family	Three Family	Four Family

Adams	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Allen	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Ashland	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Ashtabula	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Athens	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Auglaize	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Belmont	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Brown	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Butler	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Carroll	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Champaign	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Clark	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Clermont	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Clinton	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Columbiana	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Coshocton	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Crawford	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Cuyahoga	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Darke	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Defiance	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Delaware	One Family$546,250	Two Family$699,300	Three Family$845,300	Four Family$1,050,500
Erie	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Fairfield	One Family$546,250	Two Family$699,300	Three Family$845,300	Four Family$1,050,500
Fayette	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Franklin	One Family$546,250	Two Family$699,300	Three Family$845,300	Four Family$1,050,500
Fulton	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Gallia	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Geauga	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Greene	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Guernsey	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Hamilton	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Hancock	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Hardin	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Harrison	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Henry	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Highland	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Hocking	One Family$546,250	Two Family$699,300	Three Family$845,300	Four Family$1,050,500
Holmes	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Huron	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Jackson	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Jefferson	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Knox	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Lake	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Lawrence	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Licking	One Family$546,250	Two Family$699,300	Three Family$845,300	Four Family$1,050,500
Logan	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Lorain	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Lucas	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Madison	One Family$546,250	Two Family$699,300	Three Family$845,300	Four Family$1,050,500
Mahoning	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Marion	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Medina	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Meigs	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Mercer	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Miami	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Monroe	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Montgomery	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Morgan	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Morrow	One Family$546,250	Two Family$699,300	Three Family$845,300	Four Family$1,050,500
Muskingum	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Noble	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Ottawa	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Paulding	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Perry	One Family$546,250	Two Family$699,300	Three Family$845,300	Four Family$1,050,500
Pickaway	One Family$546,250	Two Family$699,300	Three Family$845,300	Four Family$1,050,500
Pike	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Portage	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Preble	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Putnam	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Richland	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Ross	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Sandusky	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Scioto	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Seneca	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Shelby	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Stark	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Summit	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Trumbull	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Tuscarawas	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Union	One Family$546,250	Two Family$699,300	Three Family$845,300	Four Family$1,050,500
Van Wert	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Vinton	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Warren	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Washington	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Wayne	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Williams	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Wood	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350
Wyandot	One Family$498,257	Two Family$637,950	Three Family$771,125	Four Family$958,350

Current FHA Mortgage Rates in OH - Ohio FHA Mortgage

Ohio Mortgages

2024 FHA Loan Limits for Ohio

Mortgage Rates by State