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Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Today's West Virginia Mortgage Rates in the HSH Lender Showcase

West Virginia Mortgages

West Virginia is a popular place to search for real estate, not only for its lower housing and living costs but also for its scenic beauty.

If you plan on buying or refinancing a home in the Mountain State--whether it's a vacation home in the Allegheny Mountains or a charming bungalow in Charleston--an experienced mortgage lender can help you interpret today's WV mortgage rates.

Mortgage lenders in the West Virginia are regulated by the West Virginia Division of Banking in Charleston. To get licensed in West Virginia, mortgage lenders must pass a background check, post a bond, and have a credit score greater than 575. To find licensed West Virginia lenders and compare the current WV mortgage rates on offer, check this listing on HSH.com. Mortgage calculators and other research tools can let you see how current West Virginia mortgage rates might affect your mortgage qualification.

West Virginia Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for West Virginia

Select County
County Name One Family Two Family Three Family Four Family
Barbour County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Berkeley County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Boone County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Braxton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Brooke County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cabell County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Calhoun County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clay County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Doddridge County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Fayette County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Gilmer County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grant County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Greenbrier County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hampshire County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hancock County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hardy County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Harrison County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jackson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Kanawha County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lewis County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lincoln County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Logan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marion County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marshall County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mason County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mcdowell County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mercer County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mineral County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mingo County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Monongalia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Monroe County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Morgan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Nicholas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ohio County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pendleton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pleasants County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pocahontas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Preston County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Putnam County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Raleigh County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Randolph County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ritchie County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Roane County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Summers County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Taylor County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Tucker County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Tyler County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Upshur County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wayne County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Webster County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wetzel County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wirt County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wood County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wyoming County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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