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Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Today's Arkansas Mortgage Rates in the HSH Lender Showcase

Arkansas Mortgages

If you're researching home loans for a new home purchase or refinancing an existing one, HSH.com can help. Our graphs quickly show you historical AR mortgage rates for different home loan programs, and you can even drill down to rates offered in major metro areas.

In a climate of low Arkansas mortgage rates, you might consider moving from a traditional 30-year amortization period to a 15-year loan term to save on total interest payments. In a period of higher interest rates, consider a hybrid adjustable-rate mortgage (ARM) for affordable monthly payments in the initial fixed-rate period.

The right home pricing and the right timing--paired with the right home loan--can save you thousands of dollars in interest payments or fees. Contact any of the mortgage lenders on this page to learn more about current AR mortgage rates and to discover ways to save money on your refinance or home purchase.

Arkansas Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Arkansas

Select County
County Name One Family Two Family Three Family Four Family
Arkansas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ashley County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Baxter County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Benton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Boone County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bradley County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Calhoun County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Carroll County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Chicot County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clark County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clay County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cleburne County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cleveland County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Columbia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Conway County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Craighead County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Crawford County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Crittenden County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cross County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dallas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Desha County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Drew County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Faulkner County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Franklin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Fulton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Garland County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grant County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Greene County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hempstead County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hot Spring County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Howard County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Independence County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Izard County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jackson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Johnson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lafayette County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lawrence County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lincoln County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Little River County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Logan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lonoke County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Madison County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marion County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Miller County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mississippi County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Monroe County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Montgomery County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Nevada County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Newton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ouachita County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Perry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Phillips County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pike County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Poinsett County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Polk County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pope County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Prairie County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pulaski County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Randolph County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Saline County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Scott County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Searcy County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sebastian County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sevier County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sharp County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Francis County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Stone County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Union County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Van Buren County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
White County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Woodruff County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Yell County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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