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Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Today's Georgia Mortgage Rates in the HSH Lender Showcase

Georgia Mortgages

A sweet Georgia home requires an equally sweet financing deal. HSH.com offers a rich archive of GA mortgage rates to help you benchmark the most competitive home loan. If your property is in Atlanta, Savannah, or Augusta, you can drill down further from current GA mortgage rates to look at trends in your area. Once you have a good idea of the range of average rates for your area, you can use tools such as the mortgage calculators to determine your home price range, your monthly payments, and more.

Market volatility can make Georgia mortgage rates unpredictable, though, and loan qualification varies by individual credit history, home equity, and income. To get a more precise estimate of your monthly payments and fees for a home purchase, refinance, or home equity loan, contact a Georgia mortgage lender for a quote.

Georgia Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Georgia

Select County
County Name One Family Two Family Three Family Four Family
Appling County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Atkinson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bacon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Baker County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Baldwin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Banks County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Barrow County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bartow County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ben Hill County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Berrien County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bibb County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bleckley County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Brantley County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Brooks County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bryan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bulloch County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Burke County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Butts County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Calhoun County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Camden County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Candler County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Carroll County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Catoosa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Charlton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Chatham County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Chattahoochee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Chattooga County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cherokee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clarke County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clay County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clayton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clinch County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cobb County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Coffee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Colquitt County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Columbia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cook County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Coweta County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Crawford County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Crisp County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dade County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dawson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Decatur County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dekalb County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dodge County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dooly County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dougherty County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Douglas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Early County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Echols County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Effingham County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Elbert County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Emanuel County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Evans County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Fannin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Fayette County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Floyd County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Forsyth County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Franklin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Fulton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Gilmer County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Glascock County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Glynn County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Gordon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grady County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Greene County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Gwinnett County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Habersham County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hall County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hancock County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Haralson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Harris County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hart County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Heard County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Henry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Houston County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Irwin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jackson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jasper County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jeff Davis County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jenkins County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Johnson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jones County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lamar County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lanier County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Laurens County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Liberty County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lincoln County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Long County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lowndes County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lumpkin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Macon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Madison County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marion County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mcduffie County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mcintosh County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Meriwether County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Miller County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mitchell County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Monroe County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Montgomery County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Morgan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Murray County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Muscogee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Newton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Oconee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Oglethorpe County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Paulding County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Peach County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pickens County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pierce County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pike County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Polk County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pulaski County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Putnam County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Quitman County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Rabun County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Randolph County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Richmond County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Rockdale County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Schley County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Screven County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Seminole County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Spalding County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Stephens County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Stewart County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sumter County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Talbot County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Taliaferro County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Tattnall County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Taylor County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Telfair County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Terrell County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Thomas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Tift County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Toombs County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Towns County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Treutlen County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Troup County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Turner County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Twiggs County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Union County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Upson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Walker County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Walton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ware County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Warren County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wayne County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Webster County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wheeler County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
White County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Whitfield County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wilcox County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wilkes County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wilkinson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Worth County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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