X

Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Today's Oregon Mortgage Rates in the HSH Lender Showcase

Oregon Mortgages

If you have mortgage needs in Oregon, whether it's to buy a new home, refinance, or take out a home equity loan, HSH.com has the resources you need.

HSH.com has information on current OR mortgage rates, local lenders, and other tools to help you:

  • Buy a home in Oregon. With dramatic coastlines, peaceful forests, and modern urban neighborhoods, Oregon has great locations for your new home, and HSH.com can help you find the best Oregon mortgage rates available.
  • Use your home equity. A home equity loan or line of credit can give you the resources you need for home improvement or to meet unexpected expenses.
  • Refinance your mortgage. A mortgage calculator can quickly compute your new payments. Plug in current OR mortgage rates to see whether you could save.

Oregon Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Oregon

Select County
County Name One Family Two Family Three Family Four Family
Baker County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Benton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clackamas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clatsop County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Columbia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Coos County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Crook County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Curry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Deschutes County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Douglas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Gilliam County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grant County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Harney County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hood River County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jackson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Josephine County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Klamath County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lake County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lane County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lincoln County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Linn County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Malheur County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marion County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Morrow County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Multnomah County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Polk County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sherman County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Tillamook County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Umatilla County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Union County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wallowa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wasco County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wheeler County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Yamhill County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
Add to Homescreen?
✓
X
X
Install this web app on your phone :tap and then Add to homescreen