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Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Mortgage Rates in Pennsylvania | Refinance Rates | HSH Lender Showcase

Pennsylvania Mortgages

Are you planning on buying or refinancing a home in Pennsylvania, or perhaps taking out a home equity loan?

If so, HSH.com has information on current PA mortgage rates and other resources to help you.

Pennsylvania conventional mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Pennsylvania

Select County
County Name One Family Two Family Three Family Four Family
Adams County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Allegheny County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Armstrong County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Beaver County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bedford County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Berks County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Blair County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bradford County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bucks County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Butler County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cambria County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cameron County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Carbon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Centre County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Chester County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clarion County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clearfield County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clinton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Columbia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Crawford County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cumberland County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dauphin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Delaware County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Elk County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Erie County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Fayette County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Forest County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Franklin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Fulton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Greene County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Huntingdon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Indiana County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Juniata County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lackawanna County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lancaster County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lawrence County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lebanon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lehigh County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Luzerne County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lycoming County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mckean County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mercer County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mifflin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Monroe County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Montgomery County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Montour County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Northampton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Northumberland County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Perry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Philadelphia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pike County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Potter County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Schuylkill County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Snyder County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Somerset County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sullivan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Susquehanna County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Tioga County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Union County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Venango County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Warren County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wayne County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Westmoreland County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wyoming County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
York County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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