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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's Massachusetts Mortgage Rates in the HSH Lender Showcase

Massachusetts Mortgages

As New England's center for higher education, high tech innovation, health care, and financial services, Massachusetts offers a dynamic real estate market. Whether you're looking to buy a home in greater Boston or tap into your Worcester home equity, you need accurate mortgage information to guide your decision.

HSH.com offers a database of Massachusetts mortgage rates, as well as research tools to help you crunch the numbers. Current MA mortgage rates give you an accurate sense of the Massachusetts mortgage landscape. Mortgage calculators help you gauge whether it's the right time to buy a home, refinance your mortgage, or take out a home equity loan to make high-value home improvements. When you've evaluated Massachusetts mortgage rates, identify a qualified Massachusetts lender for a quote.

Massachusetts Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Massachusetts

Select County
County Name One Family Two Family Three Family Four Family
Barnstable County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Berkshire County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bristol County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dukes County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Essex County One Family$862,500 Two Family$1,104,150 Three Family$1,334,700 Four Family$1,658,700
Franklin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hampden County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hampshire County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Middlesex County One Family$862,500 Two Family$1,104,150 Three Family$1,334,700 Four Family$1,658,700
Nantucket County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Norfolk County One Family$862,500 Two Family$1,104,150 Three Family$1,334,700 Four Family$1,658,700
Plymouth County One Family$862,500 Two Family$1,104,150 Three Family$1,334,700 Four Family$1,658,700
Suffolk County One Family$862,500 Two Family$1,104,150 Three Family$1,334,700 Four Family$1,658,700
Worcester County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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