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Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Today's Missouri Mortgage Rates in the HSH Lender Showcase

Missouri Mortgages

Qualified mortgage lenders in Missouri can help you with your home loan decision making--whether it's financing a new home purchase, refinancing, or taking out a home equity loan or line of credit.

Homeowners interested in refinancing can contact lenders through this website to compare Missouri mortgage rates. Before contacting a lender, be clear about your goals for refinancing. Are you interested in lowering your monthly payments, shortening the length of your loan, or do you want to take cash out of your home equity to pay off other bills?

Comparing MO mortgage rates can help you find the mortgage loan that meets your individual needs and keeps your monthly payments as low as possible. You can use the mortgage calculators on this page after searching for current MO mortgage rates to find out how much your monthly payment will change with different loan programs.

Missouri Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Missouri

Select County
County Name One Family Two Family Three Family Four Family
Adair County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Andrew County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Atchison County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Audrain County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Barry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Barton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bates County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Benton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bollinger County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Boone County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Buchanan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Butler County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Caldwell County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Callaway County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Camden County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cape Girardeau County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Carroll County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Carter County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cass County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cedar County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Chariton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Christian County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clark County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clay County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clinton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cole County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cooper County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Crawford County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dade County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dallas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Daviess County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dekalb County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dent County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Douglas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dunklin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Franklin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Gasconade County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Gentry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Greene County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grundy County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Harrison County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Henry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hickory County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Holt County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Howard County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Howell County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Iron County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jackson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jasper County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Johnson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Knox County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Laclede County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lafayette County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lawrence County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lewis County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lincoln County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Linn County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Livingston County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Macon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Madison County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Maries County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marion County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mcdonald County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mercer County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Miller County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mississippi County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Moniteau County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Monroe County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Montgomery County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Morgan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
New Madrid County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Newton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Nodaway County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Oregon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Osage County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ozark County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pemiscot County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Perry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pettis County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Phelps County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pike County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Platte County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Polk County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pulaski County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Putnam County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ralls County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Randolph County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ray County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Reynolds County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ripley County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Saline County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Schuyler County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Scotland County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Scott County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Shannon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Shelby County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Charles County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Clair County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Francois County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Louis City One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Louis County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ste. Genevieve County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Stoddard County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Stone County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sullivan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Taney County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Texas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Vernon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Warren County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wayne County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Webster County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Worth County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wright County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
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5/1 Adjustable Rate Mortgage Rates
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