Today's New Mexico Mortgage Rates in the HSH Lender Showcase

Buying a home or refinancing in Santa Fe, Albuquerque, or elsewhere in the Land of Enchantment? Research New Mexico mortgage rates on HSH.com and contact a qualified lender to find the loan program that meets your needs.

For some borrowers, the priority is to keep down payment and closing costs as low as possible, while for others, a low monthly payment is the priority. By comparing current NM mortgage rates and using the mortgage calculator at this site, consumers can get a good estimate of their potential housing costs. NM mortgage rates vary on a daily basis, so keep checking rates regularly to find the best interest rates.

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for New Mexico

County Name	One Family	Two Family	Three Family	Four Family

Bernalillo County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Catron County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Chaves County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Cibola County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Colfax County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Curry County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
De Baca County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Dona Ana County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Eddy County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Grant County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Guadalupe County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Harding County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Hidalgo County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Lea County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Lincoln County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Los Alamos County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Luna County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Mckinley County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Mora County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Otero County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Quay County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Rio Arriba County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Roosevelt County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
San Juan County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
San Miguel County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Sandoval County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Santa Fe County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Sierra County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Socorro County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Taos County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Torrance County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Union County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400
Valencia County	One Family$766,550	Two Family$981,500	Three Family$1,186,350	Four Family$1,474,400

Today's New Mexico Mortgage Rates in the HSH Lender Showcase

New Mexico Mortgages

2024 Conforming loan limits for New Mexico

Mortgage Rates by State

Mortgage rates by loan term and type