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Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Today's Oklahoma Mortgage Rates in the HSH Lender Showcase

Oklahoma Mortgages

In the market for Oklahoma real estate? Or perhaps you want to refinance a mortgage or take out a home equity loan in Oklahoma.

If so, HSH.com can help you with current OK mortgage rates and other information to:

  • Buy a home. From scenic landscapes to historic locales to thriving cities, Oklahoma has something for everybody, and HSH.com has the information you need on Oklahoma mortgage rates.
  • Access home equity. Use a home equity loan for home improvement or other projects, or just to ensure a line of credit for emergencies.
  • Refinance your mortgage. With mortgage calculators and info on OK mortgage rates, HSH.com can help you look for ways to save money with a new home loan.

Oklahoma Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Oklahoma

Select County
County Name One Family Two Family Three Family Four Family
Adair County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Alfalfa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Atoka County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Beaver County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Beckham County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Blaine County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bryan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Caddo County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Canadian County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Carter County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cherokee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Choctaw County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cimarron County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cleveland County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Coal County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Comanche County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cotton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Craig County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Creek County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Custer County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Delaware County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dewey County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ellis County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Garfield County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Garvin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grady County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grant County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Greer County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Harmon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Harper County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Haskell County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hughes County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jackson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Johnston County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Kay County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Kingfisher County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Kiowa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Latimer County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Le Flore County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lincoln County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Logan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Love County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Major County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marshall County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mayes County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mcclain County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mccurtain County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mcintosh County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Murray County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Muskogee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Noble County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Nowata County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Okfuskee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Oklahoma County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Okmulgee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Osage County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ottawa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pawnee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Payne County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pittsburg County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pontotoc County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pottawatomie County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pushmataha County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Roger Mills County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Rogers County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Seminole County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sequoyah County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Stephens County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Texas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Tillman County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Tulsa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wagoner County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washita County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Woods County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Woodward County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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