Today's Idaho Mortgage Rates in the HSH Lender Showcase

Whether you're putting roots down in Idaho or updating an existing property, HSH.com offers the up-to-date and historical information you need to make a solid financing decision.

HSH.com serves as a comprehensive resource for current ID mortgage rates, along with contact information on lenders doing business in the state. Use the mortgage calculators to explore your options and estimate how much of a mortgage you can afford.

With access to current ID mortgage rates and an extensive archive, you can make your way in the Idaho real estate market with confidence.

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2025 Conforming loan limits for Idaho

County Name	One Family	Two Family	Three Family	Four Family

Ada County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Adams County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Bannock County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Bear Lake County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Benewah County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Bingham County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Blaine County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Boise County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Bonner County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Bonneville County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Boundary County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Butte County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Camas County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Canyon County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Caribou County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Cassia County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Clark County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Clearwater County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Custer County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Elmore County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Franklin County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Fremont County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Gem County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Gooding County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Idaho County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Jefferson County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Jerome County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Kootenai County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Latah County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Lemhi County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Lewis County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Lincoln County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Madison County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Minidoka County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Nez Perce County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Oneida County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Owyhee County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Payette County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Power County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Shoshone County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Teton County	One Family$1,209,750	Two Family$1,548,975	Three Family$1,872,225	Four Family$2,326,875
Twin Falls County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Valley County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250
Washington County	One Family$806,500	Two Family$1,032,650	Three Family$1,248,150	Four Family$1,551,250

Today's Idaho Mortgage Rates in the HSH Lender Showcase

Idaho Mortgages

2025 Conforming loan limits for Idaho

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