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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's Idaho Mortgage Rates in the HSH Lender Showcase

Idaho Mortgages

Whether you're putting roots down in Idaho or updating an existing property, HSH.com offers the up-to-date and historical information you need to make a solid financing decision.

HSH.com serves as a comprehensive resource for current ID mortgage rates, along with contact information on lenders doing business in the state. Use the mortgage calculators to explore your options and estimate how much of a mortgage you can afford.

HSH.com's current ID mortgage rates help you:

  • Assess the current Boise real estate market. Is it in your interest to rent or buy right now?
  • Strategize a refinance. Is it time to renegotiate your loan terms?
  • Seize a real estate opportunity. Add acreage to your Idaho ranch, jump on a Boise foreclosure, or invest in your dream vacation home...

With access to current ID mortgage rates and an extensive archive, you can make your way in the Idaho real estate market with confidence.

Idaho Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Idaho

Select County
County Name One Family Two Family Three Family Four Family
Ada County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Adams County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bannock County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bear Lake County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Benewah County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bingham County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Blaine County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Boise County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bonner County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bonneville County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Boundary County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Butte County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Camas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Canyon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Caribou County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cassia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clark County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clearwater County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Custer County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Elmore County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Franklin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Fremont County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Gem County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Gooding County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Idaho County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jerome County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Kootenai County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Latah County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lemhi County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lewis County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lincoln County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Madison County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Minidoka County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Nez Perce County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Oneida County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Owyhee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Payette County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Power County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Shoshone County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Teton County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Twin Falls County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Valley County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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