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Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Today's North Dakota Mortgage Rates in the HSH Lender Showcase

North Dakota Mortgages

Are you looking into buying a home in North Dakota, or are you interested in a loan on an existing property in ND?

If so, HSH.com has the information you need, including current ND mortgage rates, local lenders, and loan calculators. With these resources you can:

  • Look into buying property. If the wide open spaces and quality of life in North Dakota appeal to you, comparing lenders on HSH.com will help you find the best North Dakota mortgage rates.
  • Improve your current property. A home equity loan can help you add value to your home, or meet other needs.
  • Refinance your mortgage. Enter recent ND mortgage rates into a refinancing calculator to find out if refinancing could save you money.

North Dakota Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for North Dakota

Select County
County Name One Family Two Family Three Family Four Family
Adams County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Barnes County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Benson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Billings County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bottineau County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bowman County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Burke County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Burleigh County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cass County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cavalier County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dickey County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Divide County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dunn County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Eddy County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Emmons County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Foster County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Golden Valley County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grand Forks County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grant County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Griggs County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hettinger County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Kidder County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lamoure County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Logan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mchenry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mcintosh County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mckenzie County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mclean County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mercer County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Morton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mountrail County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Nelson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Oliver County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pembina County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pierce County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ramsey County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ransom County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Renville County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Richland County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Rolette County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sargent County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sheridan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sioux County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Slope County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Stark County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Steele County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Stutsman County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Towner County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Traill County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Walsh County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ward County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wells County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Williams County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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