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Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Today's Wisconsin Mortgage Rates in the HSH Lender Showcase

Wisconsin Mortgages

Wisconsin residents know: it isn't just about the cheese. The Badger State is a desirable place to live because it supports its education and culture, has world-class sports teams, and tons of indoor and outdoor recreation.

Planning to buy or refinance a home in Wisconsin? Information such as today's WI mortgage rates needn't be as difficult to get as season tickets to the Packers. Consult a mortgage lender regulated by the Wisconsin Department of Financial Institutions. You can find licensed Wisconsin lenders and compare their current WI mortgage rates from HSH.com.

If you want to do some homework before or after you talk to your lender, make use of HSH.com's mortgage calculators. By varying inputs such as Wisconsin mortgage rates, down payment amount, loan length, and more, you can get a better feel for the monthly payments you'll have under realistic scenarios.

Wisconsin Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Wisconsin

Select County
County Name One Family Two Family Three Family Four Family
Adams County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ashland County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Barron County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bayfield County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Brown County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Buffalo County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Burnett County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Calumet County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Chippewa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clark County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Columbia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Crawford County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dane County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dodge County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Door County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Douglas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dunn County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Eau Claire County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Florence County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Fond Du Lac County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Forest County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grant County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Green County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Green Lake County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Iowa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Iron County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jackson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Juneau County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Kenosha County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Kewaunee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
La Crosse County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lafayette County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Langlade County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lincoln County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Manitowoc County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marathon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marinette County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marquette County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Menominee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Milwaukee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Monroe County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Oconto County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Oneida County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Outagamie County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ozaukee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pepin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pierce County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Polk County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Portage County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Price County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Racine County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Richland County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Rock County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Rusk County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sauk County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sawyer County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Shawano County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sheboygan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Croix County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Taylor County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Trempealeau County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Vernon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Vilas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Walworth County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washburn County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Waukesha County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Waupaca County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Waushara County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Winnebago County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wood County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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