X

Was your housing market one of the 24 where relative home affordability improved in 4Q24? Check out our updated Home Affordability Study to find out!

Was your housing market one of the 24 where relative home affordability improved in 4Q24? Check out our updated Home Affordability Study to find out!

How can I find out if HUD owes me a refund?

Keith Gumbinger

Q: How can I find if I am qualified for a HUD refund?

A: Presuming you mean "refund of mortgage insurance premiums paid into the FHA self-insurance pool," HUD makes this pretty easy.

To find out if you are eligible, you'll want to check out this FHA Homeowners Fact Sheet which spells out all the details on how refunds are determined and processed.

If you think you are eligible based on the criteria, then you'll want to browse HUD’s “Does HUD Owe You a Refund?” page, which will provide you a place to enter your last name or FHA case number to see if you are due a refund.

Ask the expert
Keith Gumbinger
Keith Gumbinger
Mortgage Expert
Vice President, HSH.com
About Keith: Mortgage market observer and analyst with 35 years experience... (more)
Please enter a question.
Please enter name.
Please enter email.
Captcha code invalid
Q: Will I pay an ACA/ObamaCare tax when I sell my home?
JAN 17, 2025
A:

Some homeowners will pay this 3.8 percent tax when they sell their homes, but only if they meet certain conditions.

Read More
Q: What loan amount does a mortgage need to be for it to be considered a Jumbo Loan?
DEC 02, 2024
A:

This question used to have a simple answer, since there was a "bright line" definition -- the conforming loan limit....

Read More
Q: How best to consolidate credit card debt?
SEP 24, 2024
A:

A lower-cost alternative might be to obtain a home equity line of credit or even an HECM.

Read More
Add to Homescreen?
X
X
Install this web app on your phone :tap and then Add to homescreen