HSH's Fixed-Rate Mortgage Indicator (FRMI) averages 30-year mortgages of all sizes, including conforming, expanded conforming, and jumbo. The FRMI has been published as a continuous series since the early 1980s. Separate statistical series for conforming and jumbo loans have long been available to HSH clients. Scroll down the page to see the FRMI's 15-year companion as well as historical data for 5/1 Hybrid ARMs.
30-Year-FRM Mortgage Rate
| Date | 30-Year-FRM |
|---|---|
| Sep-2015 | 3.978 |
| Oct-2015 | 3.895 |
| Nov-2015 | 3.988 |
| Dec-2015 | 4.01 |
| Jan-2016 | 4.023 |
| Feb-2016 | 3.748 |
| Mar-2016 | 3.766 |
| Apr-2016 | 3.725 |
| May-2016 | 3.695 |
| Jun-2016 | 3.698 |
| Jul-2016 | 3.557 |
| Aug-2016 | 3.552 |
| Sep-2016 | 3.579 |
15-Year-FRM Mortgage Rate
| Date | 15-Year-FRM |
|---|---|
| Sep-2015 | 3.294 |
| Oct-2015 | 3.214 |
| Nov-2015 | 3.334 |
| Dec-2015 | 3.365 |
| Jan-2016 | 3.409 |
| Feb-2016 | 3.155 |
| Mar-2016 | 3.154 |
| Apr-2016 | 3.115 |
| May-2016 | 3.06 |
| Jun-2016 | 3.092 |
| Jul-2016 | 2.963 |
| Aug-2016 | 2.957 |
| Sep-2016 | 2.98 |
30-Year-5-1-ARM Mortgage Rate
| Date | 30-Year-5-1-ARM |
|---|---|
| Sep-2015 | 2.988 |
| Oct-2015 | 2.917 |
| Nov-2015 | 3.12 |
| Dec-2015 | 3.172 |
| Jan-2016 | 3.226 |
| Feb-2016 | 2.927 |
| Mar-2016 | 3.026 |
| Apr-2016 | 2.949 |
| May-2016 | 2.91 |
| Jun-2016 | 2.94 |
| Jul-2016 | 2.815 |
| Aug-2016 | 2.868 |
| Sep-2016 | 2.928 |
As the nation's largest publisher of mortgage information, HSH Associates surveys mortgage lenders coast to coast every week. The statistics shown here include both conforming and jumbo mortgages to give a true picture of the overall mortgage market. HSH markets jumbo-only and conforming-only statistics -- find out how to order.
Averages shown reflect the interest rate. Points and fees are not included in this series; they are available in different statistical series. Weekly companion averages for this series can be seen in our Statistical Release. HSH can supply detailed statistical series with rates, points, effective rates, averages of other fields, calculated APRs, and more. Our mortgage rate histories go back over 20 years -- the most complete and comprehensive archive available.
HSH.com is the nation's largest publisher of mortgage information. HSH provides reports for our clients, including lenders, consumers, the media, relocation companies, employee placement firms, and others from its weekly survey of retail lenders coast to coast.
These statistics are copyright © by HSH Associates, Financial Publishers. They may be copied and distributed provided you credit us as Source: HSH.com
About HSH Data
Unlike other sources, these statistics derive from our objective, editorial survey of between 2,000 and 3,000 lenders in all 50 states and elsewhere. We've been doing this for 30 years--we know what we're doing, and we just keep doing it, every week. Would you like to know more? HSH's statistics have long been used by top Wall Street firms; by lenders coast to coast; by the media; by government agencies; by Freddie Mac and Fannie Mae; and many others.
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