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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

National Mortgage Rates by Week from 1986 to 2016

HSH's Fixed-Rate Mortgage Indicator (FRMI) averages 30-year fixed mortgages of all sizes, including conforming, the new expanded conforming, and jumbo. The FRMI has been published as a continuous series since the early 1980s. Separate statistical series for conforming and jumbo loans have long been available to HSH clients.

L O A D I N G

30-Year-FRM Mortgage Rate

Date 30-Year-FRM
18-Sep-2015 3.966
25-Sep-2015 3.928
02-Oct-2015 3.926
09-Oct-2015 3.871
16-Oct-2015 3.899
23-Oct-2015 3.84
30-Oct-2015 3.849
06-Nov-2015 3.936
13-Nov-2015 4.047
20-Nov-2015 4.017
27-Nov-2015 4.006
04-Dec-2015 3.995
11-Dec-2015 4.008
18-Dec-2015 4.023
25-Dec-2015 4.033
01-Jan-2016 4.064
08-Jan-2016 4.041
15-Jan-2016 3.971
22-Jan-2016 3.871
29-Jan-2016 3.869
05-Feb-2016 3.777
12-Feb-2016 3.706
19-Feb-2016 3.725
26-Feb-2016 3.714
04-Mar-2016 3.719
11-Mar-2016 3.779
18-Mar-2016 3.827
25-Mar-2016 3.792
01-Apr-2016 3.79
08-Apr-2016 3.66
15-Apr-2016 3.667
22-Apr-2016 3.665
29-Apr-2016 3.752
06-May-2016 3.699
13-May-2016 3.672
20-May-2016 3.683
27-May-2016 3.737
03-Jun-2016 3.759
10-Jun-2016 3.668
17-Jun-2016 3.62
24-Jun-2016 3.649
01-Jul-2016 3.578
08-Jul-2016 3.504
15-Jul-2016 3.522
22-Jul-2016 3.577
29-Jul-2016 3.607
05-Aug-2016 3.541
12-Aug-2016 3.564
19-Aug-2016 3.534
26-Aug-2016 3.549
02-Sep-2016 3.576
09-Sep-2016 3.553
16-Sep-2016 3.606

15-Year-FRM Mortgage Rate

Date 15-Year-FRM
18-Sep-2015 3.301
25-Sep-2015 3.255
02-Oct-2015 3.253
09-Oct-2015 3.198
16-Oct-2015 3.219
23-Oct-2015 3.17
30-Oct-2015 3.193
06-Nov-2015 3.301
13-Nov-2015 3.406
20-Nov-2015 3.361
27-Nov-2015 3.36
04-Dec-2015 3.351
11-Dec-2015 3.369
18-Dec-2015 3.401
25-Dec-2015 3.404
01-Jan-2016 3.454
08-Jan-2016 3.432
15-Jan-2016 3.369
22-Jan-2016 3.286
29-Jan-2016 3.283
05-Feb-2016 3.202
12-Feb-2016 3.124
19-Feb-2016 3.126
26-Feb-2016 3.125
04-Mar-2016 3.134
11-Mar-2016 3.176
18-Mar-2016 3.224
25-Mar-2016 3.172
01-Apr-2016 3.181
08-Apr-2016 3.075
15-Apr-2016 3.057
22-Apr-2016 3.062
29-Apr-2016 3.122
06-May-2016 3.075
13-May-2016 3.03
20-May-2016 3.044
27-May-2016 3.128
03-Jun-2016 3.155
10-Jun-2016 3.077
17-Jun-2016 3.023
24-Jun-2016 3.046
01-Jul-2016 2.986
08-Jul-2016 2.943
15-Jul-2016 2.939
22-Jul-2016 2.993
29-Jul-2016 3.024
05-Aug-2016 2.96
12-Aug-2016 2.965
19-Aug-2016 2.946
26-Aug-2016 2.967
02-Sep-2016 2.987
09-Sep-2016 2.976
16-Sep-2016 3.002

30-Year-5-1-ARM Mortgage Rate

Date 30-Year-5-1-ARM
18-Sep-2015 2.988
25-Sep-2015 2.94
02-Oct-2015 2.908
09-Oct-2015 2.902
16-Oct-2015 2.925
23-Oct-2015 2.902
30-Oct-2015 2.935
06-Nov-2015 3.052
13-Nov-2015 3.217
20-Nov-2015 3.167
27-Nov-2015 3.188
04-Dec-2015 3.15
11-Dec-2015 3.201
18-Dec-2015 3.194
25-Dec-2015 3.235
01-Jan-2016 3.295
08-Jan-2016 3.26
15-Jan-2016 3.135
22-Jan-2016 3.017
29-Jan-2016 3.043
05-Feb-2016 2.934
12-Feb-2016 2.89
19-Feb-2016 2.921
26-Feb-2016 2.97
04-Mar-2016 2.978
11-Mar-2016 3.057
18-Mar-2016 3.106
25-Mar-2016 3.015
01-Apr-2016 3.003
08-Apr-2016 2.887
15-Apr-2016 2.88
22-Apr-2016 2.906
29-Apr-2016 2.966
06-May-2016 2.905
13-May-2016 2.863
20-May-2016 2.923
27-May-2016 3.001
03-Jun-2016 3.017
10-Jun-2016 2.915
17-Jun-2016 2.828
24-Jun-2016 2.837
01-Jul-2016 2.789
08-Jul-2016 2.767
15-Jul-2016 2.835
22-Jul-2016 2.889
29-Jul-2016 2.903
05-Aug-2016 2.846
12-Aug-2016 2.891
19-Aug-2016 2.86
26-Aug-2016 2.878
02-Sep-2016 2.935
09-Sep-2016 2.908
16-Sep-2016 2.945

As the nation's largest publisher of mortgage information, HSH Associates surveys mortgage lenders coast to coast every week. The mortgage rates shown here include both conforming and jumbo mortgages to give a true picture of the overall mortgage market. HSH markets jumbo-only and conforming-only statistics -- find out how to order.

These statistics are copyright © 2016 by HSH Associates, Financial Publishers. They may be copied and distributed provided you credit us with a valid and live link to HSH.com .

About HSH Data

Unlike other sources, these statistics were derived from our objective, editorial survey of between 2,000 and 3,000 lenders in all 50 states and elsewhere. We've been doing this for 30 years--we know what we're doing, and we just keep doing it, every week. Would you like to know more? HSH's statistics have long been used by top Wall Street firms; by lenders coast to coast; by the media; by government agencies; by Freddie Mac and Fannie Mae; and many others.

You may display the HSH rates data on your websites, provided that you (a) display the data as-is and without any modifications, (b) attribute the data to HSH.com as the source, and (c) include a live link to HSH.com. We reserve the right to require you to remove the data and link at any time in the event that we determine that your use damages or may damage our reputation.

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