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Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Wait, what? It's true... relative home affordability improved in the third quarter of 2024 in a majority of the nation's housing markets. Was yours one of them?

Today's South Carolina Mortgage Rates in the HSH Lender Showcase

South Carolina Mortgages

Interested in buying a home, refinancing a mortgage, or taking out a home equity loan in South Carolina?

HSH.com can help. With information on current SC mortgage rates and other resources such as mortgage calculators, you can work towards:

  • Financing your dream home. From the Atlantic coast to the majestic mountains in the western part of the state, South Carolina has a setting to suit almost any taste. Check out information on South Carolina mortgage rates to see how affordable your dreams may be.
  • Tapping your home equity. A home equity loan can be a cost-effective way of financing long-term projects, and a home equity line of credit can be an inexpensive way to prepare for unexpected expenses.
  • Refinancing your mortgage. Use a mortgage calculator to compare today's SC mortgage rates with your existing rate.

South Carolina Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for South Carolina

Select County
County Name One Family Two Family Three Family Four Family
Abbeville County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Aiken County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Allendale County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Anderson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bamberg County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Barnwell County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Beaufort County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Berkeley County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Calhoun County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Charleston County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cherokee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Chester County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Chesterfield County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clarendon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Colleton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Darlington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dillon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dorchester County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Edgefield County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Fairfield County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Florence County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Georgetown County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Greenville County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Greenwood County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hampton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Horry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jasper County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Kershaw County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lancaster County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Laurens County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lexington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marion County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Marlboro County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mccormick County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Newberry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Oconee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Orangeburg County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pickens County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Richland County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Saluda County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Spartanburg County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sumter County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Union County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Williamsburg County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
York County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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