X

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in SC - South Carolina FHA Mortgag

South Carolina Mortgages

2024 FHA Loan Limits for South Carolina

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in South Carolina are below.

Select County
County Name One Family Two Family Three Family Four Family
Abbeville One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Aiken One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Allendale One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Anderson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bamberg One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Barnwell One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Beaufort One Family$546,250 Two Family$699,300 Three Family$845,300 Four Family$1,050,500
Berkeley One Family$586,500 Two Family$750,800 Three Family$907,550 Four Family$1,127,900
Calhoun One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Charleston One Family$586,500 Two Family$750,800 Three Family$907,550 Four Family$1,127,900
Cherokee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Chester One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Chesterfield One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Clarendon One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Colleton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Darlington One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dillon One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dorchester One Family$586,500 Two Family$750,800 Three Family$907,550 Four Family$1,127,900
Edgefield One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Fairfield One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Florence One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Georgetown One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Greenville One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Greenwood One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Hampton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Horry One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jasper One Family$546,250 Two Family$699,300 Three Family$845,300 Four Family$1,050,500
Kershaw One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lancaster One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Laurens One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lexington One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Marion One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Marlboro One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Mccormick One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Newberry One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Oconee One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Orangeburg One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pickens One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Richland One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Saluda One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Spartanburg One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Sumter One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Union One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Williamsburg One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
York One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350

Mortgage Rates by State

Add to Homescreen?
✓
X
X
Install this web app on your phone :tap and then Add to homescreen